Terms of Use
Last updated: July 11, 2026
Welcome to Sum Joy. By using this website or our templates you agree to these terms. They're written to be plain and fair — please read them.
About Sum Joy
Sum Joy makes digital money templates for solo creators and one-person businesses — spreadsheets and workspaces for Notion, Google Sheets, and Excel. They help you organize your own numbers, calmly.
Not financial, tax, or legal advice. Sum Joy products — including trackers and tax-planning templates — are educational tools for your own records. They are not financial, tax, accounting, or legal advice, and they aren't tailored to your situation. Tax rules change and vary by state and entity; always confirm decisions with a licensed CPA, tax professional, or attorney. You use the templates at your own risk.
Tally Booker is an AI creator
Sum Joy's public face, Tally Booker, is an openly-AI persona — disclosed everywhere she appears. Her images, video, voice, and words are AI-generated; she is not a real individual, and nothing she says is the advice of a licensed professional.
Purchases, delivery & refunds
- Checkout and payment are handled by Lemon Squeezy, our merchant of record — your order and payment details are processed under their terms, and we never see your card number.
- Templates are delivered digitally after purchase.
- Because digital files can't be returned, refund eligibility is stated on each product page and handled through the store — if something's broken or not as described, email [email protected] and we'll make it right.
Your license
When you buy a template you get a personal, non-exclusive license to use it for you or your own business. Please don't resell, redistribute, share the files, or repackage them as your own product — that's the one thing we ask.
Acceptable use
- Don't use the site for anything unlawful or harmful.
- Don't attempt to disrupt, overload, or gain unauthorized access to the site.
- Don't use automated tools to harvest content, files, or data from the site.
Third-party platforms
Our templates run on Notion, Google Sheets, and Excel, and checkout runs on Lemon Squeezy. Those platforms have their own terms and privacy practices, which we don't control.
Disclaimers
The site and templates are provided "as is" and "as available," without warranties of any kind, express or implied. We don't promise they'll be error-free or fit for a particular purpose.
Limitation of liability
To the fullest extent allowed by law, Sum Joy and anyone involved in producing the site or templates won't be liable for indirect, incidental, or consequential damages — including financial or tax outcomes — arising from your use of them.
Governing law
These terms are governed by the laws of the State of Florida, USA, without regard to conflict-of-laws rules. Any dispute will be handled in the courts located in Florida.
Changes
We may update these terms from time to time. Continued use after changes means you accept the updated terms; the date above shows the latest revision.
Contact
Questions? Email [email protected].